Our HVAC went out in the middle of July. 105° outside. Rapid had a technician out the next morning and covered the entire replacement. I tell every neighbor I have about this plan.
Saved$4,800on HVAC system replacement
Rapid Home Warranty
Home protection that pays for itself on the first claim.
Cover your HVAC, plumbing, electrical, and major appliances for less than $1 a day. When something breaks, we send a licensed technician the same day and handle the repair.
- No home inspection required. No contracts.
- Same-day claim processing, 24 / 7 / 365.
- Rated 4.9 / 5 by over 2,400 homeowners.
4.9
2,400+ reviews
As featured in
The cost of one bad day
One repair can wipe out your savings. We cover it for less than coffee money.
Real repair averages our claims team sees every month. Tap a scenario to see the cost without a warranty, and what you pay with Rapid.
Without a warranty · Service invoice
HVAC replacement (typical)
Diagnostic & service call$125
Compressor & coil replacement$2,850
Refrigerant & labor$1,450
Disposal & permits$375
You pay$4,800
With Rapid Platinum Plan: We pay the rest. You save $4,800 on this one claim.
Your Platinum plan is $49.99 / month.
Over a full year, that is $600. One hvac fails covered by Rapid saves you $4,200 in the first year alone.
Get My Free QuoteNo home inspection. Cancel anytime. 30-day money-back guarantee.
Why homeowners switch to Rapid
Better coverage. Lower price. Zero complaints.
See how Rapid stacks up against the four largest home warranty companies in the country.
| How we compare | Best value Rapid HW | AHS | Choice | Select | First American |
|---|---|---|---|---|---|
| Appliances | $44.99per month | $62.85per month | $55.00per month | $63.80per month | $57–$62per month |
| Full coverage | $49.99per month | $75–$100per month | $55+per month | $63.80per month | $77–$82per month |
| Same-day claim processing | |||||
| No fee on denied claims | |||||
| No home inspection required | |||||
| Cancel anytime, no penalty | |||||
| 30-day money-back guarantee | |||||
| BBB complaints on file | Zero | 15,800+ | 4,300+ | 2,300+ | 1,200+ |
Best value
Rapid HW
Same dayZero complaints
+ Appliances
$44.99
/ mo
Full
$49.99
/ mo
Same-day claim processing
No fee on denied claims
No home inspection required
Cancel anytime, no penalty
30-day money-back guarantee
Zero BBB complaints on file
AHS
Slow claims
+ Appliances
$62.85
/ mo
Full
$75–$100
/ mo
15,800+ BBB complaints
Choice
Slow claims
+ Appliances
$55.00
/ mo
Full
$55+
/ mo
4,300+ BBB complaints
Select
Slow claims
+ Appliances
$63.80
/ mo
Full
$63.80
/ mo
2,300+ BBB complaints
First American
Slow claims
+ Appliances
$57–$62
/ mo
Full
$77–$82
/ mo
1,200+ BBB complaints
Pricing verified April 2026 from competitor websites. BBB complaint data from bbb.org.
Customer stories
The average Rapid member saves $3,400 on their first claim.
Every story below is a verified claim from a real Rapid member. Actual payouts. No stock photos.
Filing a claim was shockingly easy. I called, described the problem, and a technician was at my door the next morning. My washer motor burned out and they replaced the whole unit. Three days total.
Saved$920on Washing machine replacement
A pipe burst in our upstairs bathroom on a Saturday night. I wasn't sure if they'd even pick up, but the 24/7 line was answered immediately. Technician arrived Sunday morning. No fine print. Exactly what they promised.
Saved$2,350on Burst pipe & plumbing repair
I was skeptical after a bad experience with another warranty company. Rapid is completely different. My refrigerator compressor failed after 8 months and they covered every penny. No delays. I'm a customer for life.
Saved$1,450on Refrigerator compressor
Coverage plans
Two plans. One clear choice.
See exactly what is covered at each level. Most members pick Platinum because the first claim pays for the entire year.
| What is covered | Gold $44.99/ mo | Most chosen Platinum $49.99/ mo Was $99.99/mo |
|---|---|---|
| Plumbing system | ||
| Electrical system | ||
| Water heater | ||
| Refrigerator | ||
| Washer & dryer | ||
| Hvac system | ||
| Garage door opener | ||
| Roof leak repair | ||
| Pool & spa equipment | ||
| Priority service | ||
| Additional coverage (sump pump, septic & more) | ||
| Get Quote | Claim 50% Off |
Both plans include 24/7 claims, licensed technicians, and a 30-day money-back guarantee. No contracts. Cancel anytime.
Most chosen
Platinum
$99.99$49.99 / mo
- Plumbing system
- Electrical system
- Water heater
- Refrigerator
- Washer & dryer
- Hvac system
- Garage door opener
- Roof leak repair
- Pool & spa equipment
- Priority service
- Additional coverage (sump pump, septic & more)
Gold
$44.99 / mo
- Plumbing system
- Electrical system
- Water heater
- Refrigerator
- Washer & dryer
- Hvac system
- Garage door opener
- Roof leak repair
- Pool & spa equipment
- Priority service
- Additional coverage (sump pump, septic & more)
Frequently asked
Common questions, clear answers.
Straightforward answers to the six things most homeowners want to know before they sign. Have another question? Call us — a real person always answers.
Is this different from my homeowners insurance?
Yes. Homeowners insurance pays for sudden damage (fires, storms, theft). A home warranty pays for the everyday breakdowns insurance will not touch —HVAC failures, plumbing leaks, appliance breakdowns, and normal wear-and-tear. Most homeowners need both.
What does the $100 copay cover?
The $100 is a flat service fee, paid once per claim, regardless of how expensive the repair is. A $4,800 HVAC replacement still costs you $100. And we only charge it when we actually fix something —never on denied claims.
Is there a home inspection or waiting period?
No home inspection required. Coverage starts 30 days after sign-up —a standard waiting period designed to protect all members. After that, your whole covered list is protected with no age limits on your systems.
What if I already have a warranty from another company?
Most of our new members are switching from AHS, Choice, Select, or First American —usually after a denied claim or sticker shock at renewal. We have no cancellation penalty. We can start your coverage the day your current plan ends.
Can I cancel if I change my mind?
Yes. Every plan comes with a 30-day money-back guarantee. Cancel in the first 30 days for any reason and get a full refund. After that, cancel anytime with no penalty.
Who are the technicians?
Every technician in our network is licensed, insured, background-checked, and rated by real claim outcomes. We work with contractors whose customers rate them 4.5 stars or higher. If a tech falls below that, we stop sending them work.
Ready to protect your home?
One quote. Ten minutes. A lifetime of protection.
Get a personalized plan in under three minutes. Coverage starts in as little as 30 days, and your first month is guaranteed or your money back.